Finance

Credit and Debt Management

Understanding debt and making wise choices about it are important parts of managing your money. How you handle your financial debt can greatly impact your future. If you get your spending under control now you can, develop good habits and set yourself up for financial success. For more information, view the brief tutorial on the link below:

Understanding Credit Cards

Credit cards are a commonly used payment method and most people have at least one. There are benefits to credit cards but there are also drawbacks. Having and using credit cards is a big responsibility and one that you should consider carefully.

Here are some resources to help you better understand credit cards:

Credit Reports and Credit Score

Credit card use can impact your credit score. Your credit score is a statistical summary of the information contained in your credit report. Your credit report is a record of your prior financial related data. It is used to measure how big of a credit risk a person is and higher scores indicating less risk. Lenders and credit card companies will often use credit scores as a factor when considering your application.

There are many resources and agencies that will calculate your current credit score. It is recommended that you periodically obtain a copy of your credit report and review it. You should report any inaccuracies right away. To learn more about getting your free annual credit report, visitAnnualCreditReport.com.

Career / Education / Finance / Leadership / Personal / E-Folio Login / About GPS LifePlan

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On Campus

Your campus may have resources to assist you with developing your GPS LifePlan. Be sure to take advantage of their valuable services.

Upcoming Workshops

Workshops and seminars are a valuable tool to help you explore the different areas of the GPS LifePlan. Your campus may or may not offer workshops or seminars, check with your GPS LifePlan coordinator.


Checklists
Career Checklist

Navigate your CareerPlan by referencing the checklist below.

Have you:

  1. Assessed your values, interests, and skills?
  2. Researched possible career choices?
  3. Created a resume and cover letter?
  4. Activated your eFolio account?
  5. Started the job search process?

Click here to view the GPS LifePlan checklist.

Click here to view the GPS LifePlan list of activities and resources.

Education Checklist

Navigate your EducationPlan by referencing the checklist below.

Have you:

  1. Developed SMART goals?
  2. Decided on a major or program of study?
  3. Assessed your learning style?
  4. Researched study skills and strategies?
  5. Arranged a meeting with an advising professional to select appropriate courses?

Click here to view the GPS LifePlan checklist.

Click here to view the GPS LifePlan list of activities and resources.

Finance Checklist

Navigate your FinancePlan by referencing the checklist below.

Have you:

  1. Established your short and long-term financial goals?
  2. Created a budget?
  3. Explored resources to help you pay for college?
  4. Assessed your debt situation?
  5. Developed a savings plan for the future?

Click here to view the GPS LifePlan checklist.

Click here to view the GPS LifePlan list of activities and resources.

Leadership Checklist

Navigate your LeadershipPlan by referencing the checklist below.

Have you:

  1. Assessed your leadership style?
  2. Completed a personality inventory?
  3. Formed your personal mission and vision statement?
  4. Explored the leadership resources?
  5. Participated in a campus or community activity to help build your leadership skills?
  6. Determined your Carbon Footprint?

Click here to view the GPS LifePlan checklist.

Click here to view the GPS LifePlan list of activities and resources.

Personal Checklist

Navigate your PersonalPlan by referencing the checklist below.

Have you:

  1. Explored the transition to college resources?
  2. Assessed your resiliency and ability to adapt to change?
  3. Established personal fitness goals?
  4. Examined the physical and mental wellness resources?
  5. Researched how to manage healthy relationships?

Click here to view the GPS LifePlan checklist.

Click here to view the GPS LifePlan list of activities and resources.